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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Rates by State

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Rates by Lender Type

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-0.33%
5.383%
-1.88%
5.428%
-3.00%
5.430%
-4.53%
5.441%
+0.00%
5.445%
Dec 26, 2025 12:00 AM — mortgage-rates.ai
In the last few days, mortgage rates have shown nominal changes across various benchmarks, with the 30-Year Fixed rate at 6.155% today, down by 0.011% from yesterday. The Mortgage News Daily benchmark for the 30-Year Fixed reports rates at 6.20%, indicating a 0.05% drop from a week ago, according to Mortgage News Daily . Analysts suggest that this slight decline in rates may be a result of recent… ... more
Dec 26, 2025 12:00 AM — mortgage-rates.ai
Based on the recent benchmarks, the mortgage-rates.ai benchmark for 30-Year Fixed mortgages was 6.1552% today, showing a slight decrease from the previous week. Additionally, the 10-Year treasury rate has also decreased to 4.13064%, indicating a potential trend towards lower mortgage rates in the coming weeks. According to Mortgage News Daily, current mortgage rates are at their lowest levels in… ... more
6.155%
-0.01% 30-Year Fixed
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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